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Legislation and Policy 法规政策

Finance policy from the central government, the central bank, regulators and the provinces.
中央、央行、监管机构及地方的金融政策。

117 items
1-Year LPR 一年期
3.00%
Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025
2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点
5-Year LPR 五年期以上
3.50%
Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025
2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点
Date 日期Publisher 发布机构Title 标题
18 Nov 2025Beijing
北京市
中国人民银行北京市分行等12部门关于印发《金融支持北京市提振和扩大消费的实施方案》的通知
Banking and Insurance 银行保险Growth and Consumption 经济与消费
11 Nov 2025Beijing
北京市
Notice from the Management Committee of Beijing Economic-Technological Development Area on Issuing 'Several Measures on Accelerating the Promotion of High-Quality Development of Industrial Finance'
北京经济技术开发区管理委员会印发《关于加快推动产业金融高质量发展的若干措施》的通知
Banking and Insurance 银行保险Growth and Consumption 经济与消费
7 Nov 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau and other departments on issues related to social insurance benefits for insured persons in the city in 2025
北京市人力资源和社会保障局等部门关于2025年本市参保人员社会保险待遇有关问题的通告
Banking and Insurance 银行保险
15 Oct 2025Beijing
北京市
Notice from the Beijing Municipal Science and Technology Commission, 中关村 Science and Technology Park Management Committee, and seven other departments on the issuance of 'Implementation Plan for Accelerating the Construction of a Science and Technology Financial System to Strongly Support High-Level Scientific and Technological Self-Reliance and Self-Strengthening in Beijing (2025-2027)'
北京市科学技术委员会、中关村科技园区管理委员会等八部门关于印发《北京市关于加快构建科技金融体制 有力支撑高水平科技自立自强的实施方案(2025-2027年)》的通知
Banking and Insurance 银行保险
18 Sep 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau, the Beijing Municipal Medical Security Bureau, and the Beijing Local Taxation Bureau of the State Administration of Taxation on the upper and lower limits of the wage base for social insurance contributions for the year 2025
北京市人力资源和社会保障局 北京市医疗保障局 国家税务总局北京市税务局关于2025年度各项社会保险缴费工资基数上下限的通告
Fiscal and Tax 财政税收Banking and Insurance 银行保险
28 Jul 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau and the Beijing Municipal Finance Bureau on Adjusting the Basic Pension for Retirees in the Municipality in 2025
北京市人力资源和社会保障局 北京市财政局关于2025年调整本市退休人员基本养老金的通知
Banking and Insurance 银行保险
28 Jul 2025Beijing
北京市
'Notice from the Beijing Municipal Human Resources and Social Security Bureau on Adjusting the Unemployment Insurance Payment Standards'
北京市人力资源和社会保障局关于调整失业保险金发放标准的通告
Banking and Insurance 银行保险
25 Jul 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau and other departments on the comprehensive implementation of cross-provincial direct settlement for work-related injury insurance medical treatment in different locations in Beijing
北京市人力资源和社会保障局等部门关于北京市全面开展工伤保险跨省异地就医直接结算有关工作的通知
Banking and Insurance 银行保险
25 Jul 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau on the adjustment of periodic benefits for work-related injury insurance for dependents of work-related injury and work-related death personnel in Beijing for the year 2025
北京市人力资源和社会保障局关于北京市2025年调整工伤人员和工亡人员供养亲属工伤保险定期待遇的通告
Banking and Insurance 银行保险
12 Jul 2025Beijing
北京市
Opinions of the Beijing Municipal Civil Affairs Bureau on Further Improving the Comprehensive Liability Insurance for Elderly Care Service Institutions
北京市民政局关于进一步做好养老服务机构综合责任保险的意见
Banking and Insurance 银行保险
10 Jul 2025Beijing
北京市
Notice from the Management Committee of Beijing Economic-Technological Development Area on Issuing the 'Measures for the Administration of Risk Compensation Funds for Small and Micro Enterprise Loans in Beijing Economic-Technological Development Area'
北京经济技术开发区管理委员会关于印发《北京经济技术开发区小微企业贷款风险补偿资金管理办法》的通知
Fiscal and Tax 财政税收Banking and Insurance 银行保险
10 Jul 2025Beijing
北京市
Notice from the Beijing Economic-Technological Development Area Administrative Committee on Issuing the 'Implementation Plan for Risk Compensation on Loans for Small and Medium-Sized Enterprises Engaged in Scientific and Technological Innovation in Cooperation with 北京经济技术开发区管理委员会与银行
北京经济技术开发区管理委员会关于印发《北京经济技术开发区管理委员会与银行合作开展科技创新类中小企业贷款风险补偿实施方案》的通知
Banking and Insurance 银行保险Growth and Consumption 经济与消费
18 Jun 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau on Issuing the 'Procedures for Handling Position Subsidies and Social Insurance Subsidies for Employers (Trial)'
北京市人力资源和社会保障局关于印发《用人单位岗位补贴和社会保险补贴经办规程(试行)》的通知
Fiscal and Tax 财政税收Banking and Insurance 银行保险
6 Jun 2025Beijing
北京市
'Notice from the Beijing Housing Provident Fund Management Centre on further improving and enhancing the quality and effectiveness of housing provident fund personal housing loan services'
北京住房公积金管理中心关于进一步完善提高住房公积金个人住房贷款服务质效工作的通知
Property 房地产Banking and Insurance 银行保险
20 May 2025National Interbank Funding Center
全国银行间同业拆借中心
Loan Prime Rate cut: 1-year term 3.00% (previously 3.10%), over 5-year term 3.50% (previously 3.60%)
贷款市场报价利率下调:1年期3.00%(此前3.10%),5年期以上3.50%(此前3.60%)
Monetary Policy 货币政策Banking and Insurance 银行保险
14 May 2025Beijing
北京市
Notice from the Beijing Municipal Development and Reform Commission on Issuing the Implementation Plan for Discounted Loans for Equipment Purchase and Upgrade in Key Areas
北京市发展和改革委员会关于印发开展重点领域设备购置与更新改造贷款贴息实施方案的通知
Banking and Insurance 银行保险
21 Apr 2025Beijing
北京市
Notice from the Beijing Municipal Medical Security Bureau on issues related to adjusting the reimbursement standards for deep brain electrode implantation systems, neurostimulators, and accessories under the city\'s urban employee basic medical insurance
北京市医疗保障局关于调整本市城镇职工基本医疗保险脑深部电极置入系统、神经刺激器及配件报销标准有关问题的通知
Banking and Insurance 银行保险
28 Mar 2025Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau on the release of the 2025 premium payment standards for basic pension insurance for urban and rural residents in Beijing
北京市人力资源和社会保障局关于发布2025年北京市城乡居民基本养老保险缴费标准的通告
Banking and Insurance 银行保险
14 Mar 2025Beijing
北京市
'Supplementary Notice on Doing Well the Work Related to Work Injury Insurance in the Construction Industry in Beijing Municipality' issued by the Beijing Municipal Human Resources and Social Security Bureau and others
北京市人力资源和社会保障局等关于做好北京市建筑业工伤保险相关工作的补充通知
Banking and Insurance 银行保险
5 Mar 2025General Office of the State Council
国务院办公厅
'Guidance Opinions of the General Office of the State Council on Doing Well the Financial 'Five Major Essays''
国务院办公厅关于做好金融“五篇大文章”的指导意见
Banking and Insurance 银行保险
19 Feb 2025Beijing
北京市
北京市经济和信息化局等6部门关于印发《北京市中小微企业首次贷款贴息实施细则(2025年修订版)》的通知
Banking and Insurance 银行保险
6 Feb 2025Beijing
北京市
Letter from the Beijing Municipal Culture and Tourism Bureau regarding the issuance of the 'Implementation Rules for the Reward and Loan Interest Subsidy for Key Tourism Projects in Beijing'
北京市文化和旅游局关于印发《北京市重点旅游项目奖励和贷款贴息实施细则》的函
Banking and Insurance 银行保险
27 Jan 2025General Office of the State Council
国务院办公厅
Notice from the General Office of the State Council on forwarding the 'Several Opinions on Strengthening Supervision, Preventing Risks, and Promoting the High-Quality Development of the Trust Industry' issued by the China Banking and Insurance Regulatory Commission
国务院办公厅转发金融监管总局《关于加强监管防范风险推动信托业高质量发展的若干意见》的通知
Banking and Insurance 银行保险
26 Jan 2025Beijing
北京市
Notice from the Beijing Municipal Agriculture and Rural Affairs Bureau and others on the issuance of the 'Measures for the Administration of Loan Discounts in the Agricultural Sector'
北京市农业农村局等关于印发《农业领域贷款贴息管理办法》的通知
Banking and Insurance 银行保险
28 Dec 2024Beijing
北京市
'Notice from the Beijing Municipal Medical Security Bureau and others on adjusting the financing standard for the basic medical insurance for urban and rural residents in 2025'
北京市医疗保障局等关于调整2025年城乡居民基本医疗保险筹资标准的通知
Banking and Insurance 银行保险
27 Dec 2024Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau on Issuing the 'Implementation Measures for the Application and Disbursement of Unemployment Insurance Benefits in Beijing (Trial)'
北京市人力资源和社会保障局关于印发《北京市失业保险金申领发放实施办法(试行)》的通知
Banking and Insurance 银行保险
27 Dec 2024Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau and others on issues related to older individuals receiving unemployment insurance participating in the basic pension insurance for enterprise employees
北京市人力资源和社会保障局等关于大龄领取失业保险金人员参加企业职工基本养老保险有关问题的通知
Banking and Insurance 银行保险
27 Dec 2024Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau and others on matters related to the unemployment insurance rate
北京市人力资源和社会保障局等关于失业保险费率有关事宜的通告
Banking and Insurance 银行保险
26 Dec 2024Beijing
北京市
Notice from the Beijing Municipal Medical Security Bureau and the Beijing Municipal Human Resources and Social Security Bureau on implementing the 'National Catalogue of Drugs for Basic Medical Insurance, Work-Related Injury Insurance, and Maternity Insurance (2024)' and related issues
北京市医疗保障局 北京市人力资源和社会保障局关于落实《国家基本医疗保险、工伤保险和生育保险药品目录(2024年)》有关问题的通知
Banking and Insurance 银行保险Industry Rules 行业监管
25 Dec 2024Beijing
北京市
Notice from the Management Committee of Beijing Economic-Technological Development Area on Issuing 'Several Measures on Accelerating the Promotion of High-Quality Development of Industrial Finance in Beijing Economic-Technological Development Area'
北京经济技术开发区管理委员会印发《北京经济技术开发区关于加快推动产业金融高质量发展的若干措施》的通知
Banking and Insurance 银行保险Growth and Consumption 经济与消费
24 Dec 2024Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau and others on issues related to social insurance benefits for insured persons in the city in 2024
北京市人力资源和社会保障局等关于2024年本市参保人员社会保险待遇有关问题的通告
Banking and Insurance 银行保险
11 Dec 2024Beijing
北京市
Notice from the Beijing Municipal Bureau of Economy and Information Technology on the launch of the first batch of pilot projects for the 'Home of Micro and Small Enterprises' in financial institutions
北京市经济和信息化局关于在金融机构开展小微企业之家首批试点创建的通知
Banking and Insurance 银行保险
18 Nov 2024Beijing
北京市
Notice from the Beijing Municipal Planning and Natural Resources Committee and the Beijing Regulatory Bureau of the National Administration of Financial Regulation on further expanding self-service inquiry and certification services for immovable property
北京市规划和自然资源委员会 国家金融监督管理总局北京监管局关于进一步拓展不动产自助查询、打证服务的通知
Banking and Insurance 银行保险
13 Nov 2024Beijing
北京市
Notice from the Management Committee of Beijing Economic-Technological Development Area on the abolition of 'Certain Measures (Trial) for Accelerating High-Quality Development of Industrial Finance in Beijing Economic-Technological Development Area'
北京经济技术开发区管理委员会关于废止《北京经济技术开发区关于加快产业金融高质量发展的若干措施(试行)》 的通知
Banking and Insurance 银行保险Growth and Consumption 经济与消费
6 Nov 2024Beijing
北京市
Notice from the Beijing Municipal Medical Security Bureau on adjusting and improving the reimbursement policy for medical expenses related to hematopoietic stem cell transplantation under the city's basic medical insurance
北京市医疗保障局关于调整完善本市基本医疗保险造血干细胞移植医疗费用报销政策的通知
Banking and Insurance 银行保险
21 Oct 2024National Interbank Funding Center
全国银行间同业拆借中心
Loan market quotation interest rates reduced: 1-year term 3.10% (previously 3.35%), over 5-year term 3.60% (previously 3.85%)
贷款市场报价利率下调:1年期3.10%(此前3.35%),5年期以上3.60%(此前3.85%)
Monetary Policy 货币政策Banking and Insurance 银行保险
20 Oct 2024Beijing
北京市
Notice from the Beijing Municipal Human Resources and Social Security Bureau on Adding Financial Technology as a Professional Title Review Specialty
北京市人力资源和社会保障局关于增设金融科技职称评审专业的通告
Banking and Insurance 银行保险
11 Sep 2024State Council
国务院
'Several Opinions of the State Council on Strengthening Supervision, Preventing Risks, and Promoting High-Quality Development of the Insurance Industry'
国务院关于加强监管防范风险推动保险业高质量发展的若干意见
Banking and Insurance 银行保险
1 Aug 2024General Office of the State Council
国务院办公厅
'Guidance Opinions of the General Office of the State Council on Improving the Long-term Mechanism for Participation in Basic Medical Insurance'
国务院办公厅关于健全基本医疗保险参保长效机制的指导意见
Banking and Insurance 银行保险
22 Jul 2024National Interbank Funding Center
全国银行间同业拆借中心
Loan Prime Rate cut: 1-year term 3.35% (previously 3.45%), over 5-year term 3.85% (previously 3.95%)
贷款市场报价利率下调:1年期3.35%(此前3.45%),5年期以上3.85%(此前3.95%)
Monetary Policy 货币政策Banking and Insurance 银行保险
2 Apr 2024General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Issuing the 'Implementation Plan for the Construction of an Integrated Financing Credit Service Platform to Enhance the Financing Convenience Level of Small and Micro Enterprises'
国务院办公厅关于印发《统筹融资信用服务平台建设提升中小微企业融资便利水平实施方案》的通知
Banking and Insurance 银行保险
20 Feb 2024National Interbank Funding Center
全国银行间同业拆借中心
Loan Prime Rate cut: 1-year rate unchanged at 3.45%, over 5-year rate at 3.95% (previously 4.20%)
贷款市场报价利率下调:1年期3.45%不变,5年期以上3.95%(此前4.20%)
Monetary Policy 货币政策Banking and Insurance 银行保险
17 Dec 2023State Council
国务院
'非银行 Regulations on the Supervision and Administration of Payment Institutions'
非银行支付机构监督管理条例
Banking and Insurance 银行保险
10 Nov 2023State Council
国务院
Regulations on the Functional Configuration, Internal Institutions, and Staffing of the National Administration of Financial Regulation
国家金融监督管理总局职能配置、内设机构和人员编制规定
Banking and Insurance 银行保险
13 Oct 2023General Offices of the CPC Central Committee and State Council
中共中央办公厅 国务院办公厅
Notice from the General Office of the Central Committee of the Communist Party of China and the General Office of the State Council on Adjusting the Responsibilities, Institutions, and Staffing of 整中国人民银行
中共中央办公厅 国务院办公厅关于调整中国人民银行职责机构编制的通知
Banking and Insurance 银行保险
11 Oct 2023State Council
国务院
'Implementation Opinions of the State Council on Promoting the High-Quality Development of Inclusive Finance'
国务院关于推进普惠金融高质量发展的实施意见
Banking and Insurance 银行保险
1 Sep 2023State Council
国务院
'Regulations on the Administration of Social Insurance'
社会保险经办条例
Banking and Insurance 银行保险
21 Aug 2023National Interbank Funding Center
全国银行间同业拆借中心
Loan Prime Rate cut: 1-year term 3.45% (previously 3.55%), 5-year term and above unchanged at 4.20%
贷款市场报价利率下调:1年期3.45%(此前3.55%),5年期以上4.20%不变
Monetary Policy 货币政策Banking and Insurance 银行保险
20 Jun 2023National Interbank Funding Center
全国银行间同业拆借中心
Loan Prime Rate cut: 1-year term 3.55% (previously 3.65%), over 5-year term 4.20% (previously 4.30%)
贷款市场报价利率下调:1年期3.55%(此前3.65%),5年期以上4.20%(此前4.30%)
Monetary Policy 货币政策Banking and Insurance 银行保险
23 Sep 2022General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行
国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知
Monetary Policy 货币政策Banking and Insurance 银行保险
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Sources and Definitions 来源与定义

The State Council, the People's Bank of China, the National Financial Regulatory Administration, the Ministry of Finance, the National Development and Reform Commission, and the governments of Beijing, Shanghai and Guangdong.
国务院、中国人民银行、 国家金融监督管理总局、财政部、国家发展改革委,以及北京市、上海市和广东省人民政府。

Finance policy covers money and credit, tax and spending, property, the capital markets, banks and insurers, trade and the currency, and rules that reshape an industry. Meetings, speeches and appointments are left out.
金融政策涵盖货币与信贷、 财税与支出、房地产、资本市场、银行与保险、贸易与汇率,以及重塑行业的监管规则。会议、讲话和人事任免不在其列。

The loan prime rate is the benchmark banks price loans from, published on the 20th of each month, or the next working day. Titles are shown as published.
贷款市场报价利率是 银行贷款定价的基准,每月20日公布,遇节假日顺延。标题按原文显示。