Legislation and Policy 法规政策

Finance policy from the central government, the central bank, regulators and the provinces.
中央、央行、监管机构及地方的金融政策。

19 items

1-Year LPR 一年期

3.00%

Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025

2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点

5-Year LPR 五年期以上

3.50%

Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025

2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点

All 全部 19 Central Bank 央行 15 State Council 国务院 4 Regulators 监管机构 0 Ministries 部委 0 Provinces 地方 0

Everything Published 全部发布

Every Topic 全部主题 Monetary Policy 货币政策 19 Property 房地产 38 Capital Markets 资本市场 22 Fiscal and Tax 财政税收 106 Banking and Insurance 银行保险 115 Currency and Cross-Border 汇率与跨境 18 Trade 对外贸易 53 Industry Rules 行业监管 52 Growth and Consumption 经济与消费 250

Date 日期	Publisher 发布机构	Title 标题
24 Sep 2026	People's Bank of China 中国人民银行	The 中国人民银行 Monetary Policy Committee holds its regular meeting for the third quarter of 2026 中国人民银行货币政策委员会召开2026年第三季度例会 Monetary Policy 货币政策Banking and Insurance 银行保险
20 May 2025	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.00% (previously 3.10%), over 5-year term 3.50% (previously 3.60%) 贷款市场报价利率下调：1年期3.00%（此前3.10%），5年期以上3.50%（此前3.60%） Monetary Policy 货币政策Banking and Insurance 银行保险
21 Oct 2024	National Interbank Funding Center 全国银行间同业拆借中心	Loan market quotation interest rates reduced: 1-year term 3.10% (previously 3.35%), over 5-year term 3.60% (previously 3.85%) 贷款市场报价利率下调：1年期3.10%（此前3.35%），5年期以上3.60%（此前3.85%） Monetary Policy 货币政策Banking and Insurance 银行保险
22 Jul 2024	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.35% (previously 3.45%), over 5-year term 3.85% (previously 3.95%) 贷款市场报价利率下调：1年期3.35%（此前3.45%），5年期以上3.85%（此前3.95%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Feb 2024	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year rate unchanged at 3.45%, over 5-year rate at 3.95% (previously 4.20%) 贷款市场报价利率下调：1年期3.45%不变，5年期以上3.95%（此前4.20%） Monetary Policy 货币政策Banking and Insurance 银行保险
21 Aug 2023	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.45% (previously 3.55%), 5-year term and above unchanged at 4.20% 贷款市场报价利率下调：1年期3.45%（此前3.55%），5年期以上4.20%不变 Monetary Policy 货币政策Banking and Insurance 银行保险
20 Jun 2023	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.55% (previously 3.65%), over 5-year term 4.20% (previously 4.30%) 贷款市场报价利率下调：1年期3.55%（此前3.65%），5年期以上4.20%（此前4.30%） Monetary Policy 货币政策Banking and Insurance 银行保险
23 Sep 2022	General Office of the State Council 国务院办公厅	Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知 Monetary Policy 货币政策Banking and Insurance 银行保险
22 Aug 2022	National Interbank Funding Center 全国银行间同业拆借中心	Loan prime rate cut: 1-year term 3.65% (previously 3.70%), over 5-year term 4.30% (previously 4.45%) 贷款市场报价利率下调：1年期3.65%（此前3.70%），5年期以上4.30%（此前4.45%） Monetary Policy 货币政策Banking and Insurance 银行保险
22 Jun 2022	General Office of the State Council 国务院办公厅	Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知 Monetary Policy 货币政策Banking and Insurance 银行保险
20 May 2022	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term remains at 3.70%, over 5-year term at 4.45% (previously 4.60%) 贷款市场报价利率下调：1年期3.70%不变，5年期以上4.45%（此前4.60%） Monetary Policy 货币政策Banking and Insurance 银行保险
29 Mar 2022	General Office of the State Council 国务院办公厅	Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知 Monetary Policy 货币政策Banking and Insurance 银行保险
20 Jan 2022	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.70% (previously 3.80%), over 5-year term 4.60% (previously 4.65%) 贷款市场报价利率下调：1年期3.70%（此前3.80%），5年期以上4.60%（此前4.65%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Dec 2021	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.80% (previously 3.85%), 5-year term and above unchanged at 4.65% 贷款市场报价利率下调：1年期3.80%（此前3.85%），5年期以上4.65%不变 Monetary Policy 货币政策Banking and Insurance 银行保险
20 Mar 2021	General Office of the State Council 国务院办公厅	Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知 Monetary Policy 货币政策Banking and Insurance 银行保险
20 Apr 2020	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.85% (previously 4.05%), over 5-year term 4.65% (previously 4.75%) 贷款市场报价利率下调：1年期3.85%（此前4.05%），5年期以上4.65%（此前4.75%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Feb 2020	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 4.05% (previously 4.15%), over 5-year term 4.75% (previously 4.80%) 贷款市场报价利率下调：1年期4.05%（此前4.15%），5年期以上4.75%（此前4.80%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Nov 2019	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year rate at 4.15% (previously 4.20%), over 5-year rate at 4.80% (previously 4.85%) 贷款市场报价利率下调：1年期4.15%（此前4.20%），5年期以上4.80%（此前4.85%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Sep 2019	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 4.20% (previously 4.25%), 5-year term and above 4.85% unchanged 贷款市场报价利率下调：1年期4.20%（此前4.25%），5年期以上4.85%不变 Monetary Policy 货币政策Banking and Insurance 银行保险

Sources and Definitions 来源与定义

The State Council, the People's Bank of China, the National Financial Regulatory Administration, the Ministry of Finance, the National Development and Reform Commission, and the governments of Beijing, Shanghai and Guangdong.
国务院、中国人民银行、国家金融监督管理总局、财政部、国家发展改革委，以及北京市、上海市和广东省人民政府。

Finance policy covers money and credit, tax and spending, property, the capital markets, banks and insurers, trade and the currency, and rules that reshape an industry. Meetings, speeches and appointments are left out.
金融政策涵盖货币与信贷、财税与支出、房地产、资本市场、银行与保险、贸易与汇率，以及重塑行业的监管规则。会议、讲话和人事任免不在其列。

The loan prime rate is the benchmark banks price loans from, published on the 20th of each month, or the next working day. Titles are shown as published.
贷款市场报价利率是银行贷款定价的基准，每月20日公布，遇节假日顺延。标题按原文显示。