The People's Insurance Company of China 中国人保
9 significant filings since 31 May 2026: 5 on share issue, 2 on dividend and 1 on guarantee or financial assistance, and 1 other kind. The latest, on 7 Sep 2026: 中国人保向特定对象发行A股股票方案的论证分析报告.
自 31 May 2026 起有 9 份重大公告：share issue 5 份、dividend 2 份、guarantee or financial assistance 1 份，另有 1 类。最新一份（7 Sep 2026）：中国人保向特定对象发行A股股票方案的论证分析报告。
As of 25 Sep 2026 截至2026年9月25日
The People's Insurance Company of China 中国人保 is an insurance company listed on the Shanghai Stock Exchange since 16 Nov 2018. It reported revenue of RMB669.04bn in 2025, up from RMB621.97bn in 2024, with attributable net profit rising to RMB46.65bn from RMB42.87bn. Net profit excluding non-recurring items increased by 10.0%. Operating cash flow per share was RMB2.68 in 2025, ahead of net profit, with a cash flow to profit ratio of 1.88x. As of 30 Jun 2026, liabilities to assets stood at 78.3%. The actual controller and largest shareholder is the Ministry of Finance of the People's Republic of China, holding 60.84%. The company shows improving profitability and strong cash generation.
中国人保是一家保险公司，于2018年11月16日在上交所上市。2025年营业收入6,690.44亿元，高于2024年的6,219.72亿元；归母净利润增至466.46亿元，上年同期为428.69亿元；扣非净利润同比上升10.0%。2025年每股经营现金流2.68元，经营现金流与净利润之比达1.88倍，现金生成能力强。截至2026年6月30日，资产负债率为78.3%。实际控制人及第一大股东为中华人民共和国财政部，持股60.84%。公司盈利持续改善，现金流表现稳健。
- Change in attributable net profit for the full year 2026
2026全年归母净利润变动情况 - Operating cash flow per share in the 2026 full-year report
2026全年每股经营现金流 - Liabilities to assets ratio at 31 Dec 2026
2026年末资产负债率 - Disclosure of principal amount in financial assistance or loan filings
财务资助或贷款事项中本金金额的披露 - Next dividend announcement and ex-date
下一次分红公告及除权除息日 - Net profit excluding non-recurring items for 2026
2026年扣除非经常性损益后的净利润
- Company: The People's Insurance Company of China 中国人保, Shanghai Stock Exchange 601319; industry Insurance; listed 16 Nov 2018.
公司：中国人保，上海证券交易所 601319；行业：保险；上市日期：2018年11月16日。 - Close on 24 Sep 2026 RMB8.07; close on 24 Sep 2025 RMB7.76, RMB7.54 in today's terms; one-year change, adjusted for distributions and share changes +7.0%.
2026年9月24日收盘价8.07元；2025年9月24日收盘价7.76元（前复权7.54元）；一年涨跌幅（复权）+7.0%。 - 52-week range in today's terms, adjusted for distributions and share changes RMB6.40 to RMB9.74.
52周区间（前复权）6.40元至9.74元。 - Market capitalisation RMB356.89bn; P/E TTM 6.3; price to book 1.05x.
总市值3,568.88亿元；市盈率（TTM）6.3；市净率1.05倍。 - Revenue 2025 RMB669.04bn; 2024 RMB621.97bn; change +7.6%.
营业收入2025年6,690.44亿元；2024年6,219.72亿元；同比+7.6%。 - Attributable net profit 2025 RMB46.65bn; 2024 RMB42.87bn; change +8.8%.
归属于母公司股东的净利润2025年466.46亿元；2024年428.69亿元；同比+8.8%。 - Net profit excluding non-recurring items, 2025 change +10.0%.
2025年扣除非经常性损益后的净利润同比+10.0%。 - Basic EPS 2025 RMB1.05; 2024 RMB0.97.
基本每股收益2025年1.05元；2024年0.97元。 - Operating cash flow per share 2025 RMB2.68; 2024 RMB1.99; operating cash flow to net profit 1.88x.
每股经营现金流2025年2.68元；2024年1.99元；经营现金流与净利润之比1.88倍。 - 2025 gross margin not shown; net margin 9.4%; ROE 16.1%.
2025年毛利率未披露；净利率9.4%；净资产收益率16.1%。 - At 30 Jun 2026: liabilities to assets 78.3%; current ratio not shown; quick ratio not shown; receivable days not shown; inventory days not shown.
截至2026年6月30日：资产负债率78.3%；流动比率未披露；速动比率未披露；应收账款周转天数未披露；存货周转天数未披露。 - Period to 30 Jun 2026 (six months, not comparable with the full years above): revenue RMB355.12bn, change +9.6%; attributable net profit RMB36.74bn, change +38.5%; operating cash flow per share RMB1.45.
截至2026年6月30日的报告期（六个月，不可与上述全年数据直接比较）：营业收入3,551.15亿元，同比+9.6%；归母净利润367.45亿元，同比+38.5%；每股经营现金流1.45元。 - Ownership: actual controller 中华人民共和国财政部; largest holder at 30 Jun 2026: 中华人民共和国财政部, 60.84%.
股权：实际控制人：中华人民共和国财政部；2026年6月30日第一大股东：中华人民共和国财政部，持股60.84%。 - Latest distribution: ex-date 31 Jul 2026, cash RMB0.14 per share.
最近一次分配：除权除息日2026年7月31日，每股现金0.14元。 - Financial assistance, entrusted loans and borrowing contracts filed in the last 12 months: 1; principal stated not shown.
近12个月披露的财务资助、委托贷款及借款合同：1项；载明本金合计未披露。 - Aurelian Grade D, score 39.5 of 100, graded within a peer group of 5 companies in its industry; no rank among peers is given.
金源评级D，得分39.5（满分100），于行业同业5家中评定；未提供其在同业中的排名。 - Not held for this report: receivable ageing, litigation case amounts, the order book, the auditor's opinion and key audit matters, segment revenue.
本报告未掌握：应收账款账龄、诉讼案件金额、在手订单、审计意见及关键审计事项、分部收入。