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Legislation and Policy 法规政策

Finance policy from the central government, the central bank, regulators and the provinces.
中央、央行、监管机构及地方的金融政策。

21 items
1-Year LPR 一年期
3.00%
Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025
2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点
5-Year LPR 五年期以上
3.50%
Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025
2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点
Date 日期Publisher 发布机构Title 标题
25 Mar 2026General Offices of the CPC Central Committee and State Council
中共中央办公厅 国务院办公厅
Opinions of the General Office of the Central Committee of the Communist Party of China and the General Office of the State Council on Accelerating the Establishment of a Long-term Care Insurance System
中共中央办公厅 国务院办公厅关于加快建立长期护理保险制度的意见
Banking and Insurance 银行保险
5 Mar 2025General Office of the State Council
国务院办公厅
'Guidance Opinions of the General Office of the State Council on Doing Well the Financial 'Five Major Essays''
国务院办公厅关于做好金融“五篇大文章”的指导意见
Banking and Insurance 银行保险
27 Jan 2025General Office of the State Council
国务院办公厅
Notice from the General Office of the State Council on forwarding the 'Several Opinions on Strengthening Supervision, Preventing Risks, and Promoting the High-Quality Development of the Trust Industry' issued by the China Banking and Insurance Regulatory Commission
国务院办公厅转发金融监管总局《关于加强监管防范风险推动信托业高质量发展的若干意见》的通知
Banking and Insurance 银行保险
11 Sep 2024State Council
国务院
'Several Opinions of the State Council on Strengthening Supervision, Preventing Risks, and Promoting High-Quality Development of the Insurance Industry'
国务院关于加强监管防范风险推动保险业高质量发展的若干意见
Banking and Insurance 银行保险
1 Aug 2024General Office of the State Council
国务院办公厅
'Guidance Opinions of the General Office of the State Council on Improving the Long-term Mechanism for Participation in Basic Medical Insurance'
国务院办公厅关于健全基本医疗保险参保长效机制的指导意见
Banking and Insurance 银行保险
2 Apr 2024General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Issuing the 'Implementation Plan for the Construction of an Integrated Financing Credit Service Platform to Enhance the Financing Convenience Level of Small and Micro Enterprises'
国务院办公厅关于印发《统筹融资信用服务平台建设提升中小微企业融资便利水平实施方案》的通知
Banking and Insurance 银行保险
17 Dec 2023State Council
国务院
'非银行 Regulations on the Supervision and Administration of Payment Institutions'
非银行支付机构监督管理条例
Banking and Insurance 银行保险
10 Nov 2023State Council
国务院
Regulations on the Functional Configuration, Internal Institutions, and Staffing of the National Administration of Financial Regulation
国家金融监督管理总局职能配置、内设机构和人员编制规定
Banking and Insurance 银行保险
13 Oct 2023General Offices of the CPC Central Committee and State Council
中共中央办公厅 国务院办公厅
Notice from the General Office of the Central Committee of the Communist Party of China and the General Office of the State Council on Adjusting the Responsibilities, Institutions, and Staffing of 整中国人民银行
中共中央办公厅 国务院办公厅关于调整中国人民银行职责机构编制的通知
Banking and Insurance 银行保险
11 Oct 2023State Council
国务院
'Implementation Opinions of the State Council on Promoting the High-Quality Development of Inclusive Finance'
国务院关于推进普惠金融高质量发展的实施意见
Banking and Insurance 银行保险
1 Sep 2023State Council
国务院
'Regulations on the Administration of Social Insurance'
社会保险经办条例
Banking and Insurance 银行保险
23 Sep 2022General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行
国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知
Monetary Policy 货币政策Banking and Insurance 银行保险
22 Jun 2022General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行
国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知
Monetary Policy 货币政策Banking and Insurance 银行保险
21 Apr 2022General Office of the State Council
国务院办公厅
'Opinions of the General Office of the State Council on Promoting the Development of Personal Pensions'
国务院办公厅关于推动个人养老金发展的意见
Banking and Insurance 银行保险
29 Mar 2022General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行
国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知
Monetary Policy 货币政策Banking and Insurance 银行保险
29 Dec 2021General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Issuing the Implementation Plan for Strengthening Credit Information Sharing and Application to Promote Financing for Small and Micro Enterprises
国务院办公厅关于印发加强信用信息共享应用促进中小微企业融资实施方案的通知
Banking and Insurance 银行保险
19 Nov 2021General Office of the State Council
国务院办公厅
Opinions of the General Office of the State Council on Improving the Medical Insurance and Assistance System for Severe and Major Illnesses
国务院办公厅关于健全重特大疾病医疗保险和救助制度的意见
Banking and Insurance 银行保险
22 Apr 2021General Office of the State Council
国务院办公厅
'Guidance Opinions of the General Office of the State Council on Establishing and Perfecting the Outpatient Co-payment Security Mechanism for Basic Medical Insurance for Employees'
国务院办公厅关于建立健全职工基本医疗保险门诊共济保障机制的指导意见
Banking and Insurance 银行保险
20 Mar 2021General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Adjusting the Members of the Monetary Policy Committee of 整中国人民银行
国务院办公厅关于调整中国人民银行货币政策委员会组成人员的通知
Monetary Policy 货币政策Banking and Insurance 银行保险
13 Sep 2020State Council
国务院
Decision of the State Council on the Implementation of Admission Management for Financial Holding Companies
国务院关于实施金融控股公司准入管理的决定
Banking and Insurance 银行保险
9 Mar 2020General Office of the State Council
国务院办公厅
Notice of the General Office of the State Council on Issuing the Interim Provisions on the Responsibilities of State-owned Financial Capital Contributors
国务院办公厅关于印发国有金融资本出资人职责暂行规定的通知
Banking and Insurance 银行保险

Sources and Definitions 来源与定义

The State Council, the People's Bank of China, the National Financial Regulatory Administration, the Ministry of Finance, the National Development and Reform Commission, and the governments of Beijing, Shanghai and Guangdong.
国务院、中国人民银行、 国家金融监督管理总局、财政部、国家发展改革委,以及北京市、上海市和广东省人民政府。

Finance policy covers money and credit, tax and spending, property, the capital markets, banks and insurers, trade and the currency, and rules that reshape an industry. Meetings, speeches and appointments are left out.
金融政策涵盖货币与信贷、 财税与支出、房地产、资本市场、银行与保险、贸易与汇率,以及重塑行业的监管规则。会议、讲话和人事任免不在其列。

The loan prime rate is the benchmark banks price loans from, published on the 20th of each month, or the next working day. Titles are shown as published.
贷款市场报价利率是 银行贷款定价的基准,每月20日公布,遇节假日顺延。标题按原文显示。