Legislation and Policy 法规政策

Finance policy from the central government, the central bank, regulators and the provinces.
中央、央行、监管机构及地方的金融政策。

30 items

1-Year LPR 一年期

3.00%

Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025

2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点

5-Year LPR 五年期以上

3.50%

Fixed 20 Sep 2026 · last moved down 0.10 percentage points on 20 May 2025

2026年9月20日报价 · 上次于2025年5月20日下调0.10个百分点

All 全部 2,310 Central Bank 央行 30 State Council 国务院 1,100 Regulators 监管机构 56 Ministries 部委 40 Provinces 地方 1,084

Finance Policy Only 仅金融政策

Every Topic 全部主题 Monetary Policy 货币政策 15 Capital Markets 资本市场 1 Fiscal and Tax 财政税收 1 Banking and Insurance 银行保险 29 Currency and Cross-Border 汇率与跨境 2

Date 日期	Publisher 发布机构	Title 标题
24 Sep 2026	People's Bank of China 中国人民银行	The 中国人民银行 Monetary Policy Committee holds its regular meeting for the third quarter of 2026 中国人民银行货币政策委员会召开2026年第三季度例会 Monetary Policy 货币政策Banking and Insurance 银行保险
21 Sep 2026	People's Bank of China 中国人民银行	Operation of financial markets in August 2026 2026年8月金融市场运行情况 Banking and Insurance 银行保险
21 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 Governor Pan Gongsheng meets with Hong Kong Special Administrative Region Government Financial Secretary Paul Chan Mo-po and his delegation 中国人民银行行长潘功胜会见香港特别行政区政府财政司司长陈茂波一行 Fiscal and Tax 财政税收Banking and Insurance 银行保险
21 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 holds a symposium for foreign-funded financial institutions 中国人民银行召开外资金融机构座谈会 Banking and Insurance 银行保险Currency and Cross-Border 汇率与跨境
18 Sep 2026	People's Bank of China 中国人民银行	Cross-border digital payment interconnection between China and Laos officially launched 中老跨境数字支付互联互通正式启动 Currency and Cross-Border 汇率与跨境
17 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 Deputy Governor Xuan Changneng meets PayPal Global Executive Vice President Alan 中国人民银行副行长宣昌能会见贝宝全球执行副总裁艾伦 Banking and Insurance 银行保险
16 Sep 2026	People's Bank of China 中国人民银行	中国人民银行副行长宣昌能会见伦敦证券交易所集团 FTSE Russell Chief Executive Fiona Bassett 中国人民银行副行长宣昌能会见伦敦证券交易所集团富时罗素首席执行官菲奥娜·巴塞特 Capital Markets 资本市场Banking and Insurance 银行保险
14 Sep 2026	People's Bank of China 中国人民银行	Financial statistics data report for August 2026 2026年8月金融统计数据报告 Banking and Insurance 银行保险
11 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 Deputy Governor Xuan Changneng meets with S&P Global President Martina 中国人民银行副行长宣昌能会见标普全球总裁玛蒂娜 Banking and Insurance 银行保险
10 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 Deputy Governor Tao Ling attends the BRICS Finance Ministers and Central Bank Governors Meeting 中国人民银行副行长陶玲出席金砖国家财长和央行行长会议 Banking and Insurance 银行保险
10 Sep 2026	People's Bank of China 中国人民银行	国新办举行“开局起步‘十五五’”系列主题新闻发布会介绍金融领域贯彻落实“十五五”规划、推动金融强国建设有关情况 Banking and Insurance 银行保险
10 Sep 2026	People's Bank of China 中国人民银行	Deputy Governor of 中国人民银行副行长宣昌能会见新加坡金融管理局 Liang Xinsong 中国人民银行副行长宣昌能会见新加坡金融管理局副行长梁新松 Banking and Insurance 银行保险
9 Sep 2026	People's Bank of China 中国人民银行	中国人民银行副行长宣昌能出席国际清算银行 Governor's regular meeting 中国人民银行副行长宣昌能出席国际清算银行行长例会 Banking and Insurance 银行保险
4 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 holds a summary meeting on the study and education of establishing and practising the correct performance concept 中国人民银行召开树立和践行正确政绩观学习教育总结会议 Banking and Insurance 银行保险
3 Sep 2026	People's Bank of China 中国人民银行	Total assets of financial institutions at the end of the second quarter of 2026 amounted to 562.2 trillion yuan 2026年2季度末金融业机构总资产562.2万亿元 Banking and Insurance 银行保险
2 Sep 2026	People's Bank of China 中国人民银行	中国人民银行 Governor Pan Gongsheng meets with heads of international financial institutions and finance ministers and central bank governors of relevant countries 中国人民银行行长潘功胜会见国际金融机构负责人和相关国家财长及央行行长 Banking and Insurance 银行保险
20 May 2025	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.00% (previously 3.10%), over 5-year term 3.50% (previously 3.60%) 贷款市场报价利率下调：1年期3.00%（此前3.10%），5年期以上3.50%（此前3.60%） Monetary Policy 货币政策Banking and Insurance 银行保险
21 Oct 2024	National Interbank Funding Center 全国银行间同业拆借中心	Loan market quotation interest rates reduced: 1-year term 3.10% (previously 3.35%), over 5-year term 3.60% (previously 3.85%) 贷款市场报价利率下调：1年期3.10%（此前3.35%），5年期以上3.60%（此前3.85%） Monetary Policy 货币政策Banking and Insurance 银行保险
22 Jul 2024	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.35% (previously 3.45%), over 5-year term 3.85% (previously 3.95%) 贷款市场报价利率下调：1年期3.35%（此前3.45%），5年期以上3.85%（此前3.95%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Feb 2024	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year rate unchanged at 3.45%, over 5-year rate at 3.95% (previously 4.20%) 贷款市场报价利率下调：1年期3.45%不变，5年期以上3.95%（此前4.20%） Monetary Policy 货币政策Banking and Insurance 银行保险
21 Aug 2023	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.45% (previously 3.55%), 5-year term and above unchanged at 4.20% 贷款市场报价利率下调：1年期3.45%（此前3.55%），5年期以上4.20%不变 Monetary Policy 货币政策Banking and Insurance 银行保险
20 Jun 2023	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.55% (previously 3.65%), over 5-year term 4.20% (previously 4.30%) 贷款市场报价利率下调：1年期3.55%（此前3.65%），5年期以上4.20%（此前4.30%） Monetary Policy 货币政策Banking and Insurance 银行保险
22 Aug 2022	National Interbank Funding Center 全国银行间同业拆借中心	Loan prime rate cut: 1-year term 3.65% (previously 3.70%), over 5-year term 4.30% (previously 4.45%) 贷款市场报价利率下调：1年期3.65%（此前3.70%），5年期以上4.30%（此前4.45%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 May 2022	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term remains at 3.70%, over 5-year term at 4.45% (previously 4.60%) 贷款市场报价利率下调：1年期3.70%不变，5年期以上4.45%（此前4.60%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Jan 2022	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.70% (previously 3.80%), over 5-year term 4.60% (previously 4.65%) 贷款市场报价利率下调：1年期3.70%（此前3.80%），5年期以上4.60%（此前4.65%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Dec 2021	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.80% (previously 3.85%), 5-year term and above unchanged at 4.65% 贷款市场报价利率下调：1年期3.80%（此前3.85%），5年期以上4.65%不变 Monetary Policy 货币政策Banking and Insurance 银行保险
20 Apr 2020	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 3.85% (previously 4.05%), over 5-year term 4.65% (previously 4.75%) 贷款市场报价利率下调：1年期3.85%（此前4.05%），5年期以上4.65%（此前4.75%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Feb 2020	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 4.05% (previously 4.15%), over 5-year term 4.75% (previously 4.80%) 贷款市场报价利率下调：1年期4.05%（此前4.15%），5年期以上4.75%（此前4.80%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Nov 2019	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year rate at 4.15% (previously 4.20%), over 5-year rate at 4.80% (previously 4.85%) 贷款市场报价利率下调：1年期4.15%（此前4.20%），5年期以上4.80%（此前4.85%） Monetary Policy 货币政策Banking and Insurance 银行保险
20 Sep 2019	National Interbank Funding Center 全国银行间同业拆借中心	Loan Prime Rate cut: 1-year term 4.20% (previously 4.25%), 5-year term and above 4.85% unchanged 贷款市场报价利率下调：1年期4.20%（此前4.25%），5年期以上4.85%不变 Monetary Policy 货币政策Banking and Insurance 银行保险

Sources and Definitions 来源与定义

The State Council, the People's Bank of China, the National Financial Regulatory Administration, the Ministry of Finance, the National Development and Reform Commission, and the governments of Beijing, Shanghai and Guangdong.
国务院、中国人民银行、国家金融监督管理总局、财政部、国家发展改革委，以及北京市、上海市和广东省人民政府。

Finance policy covers money and credit, tax and spending, property, the capital markets, banks and insurers, trade and the currency, and rules that reshape an industry. Meetings, speeches and appointments are left out.
金融政策涵盖货币与信贷、财税与支出、房地产、资本市场、银行与保险、贸易与汇率，以及重塑行业的监管规则。会议、讲话和人事任免不在其列。

The loan prime rate is the benchmark banks price loans from, published on the 20th of each month, or the next working day. Titles are shown as published.
贷款市场报价利率是银行贷款定价的基准，每月20日公布，遇节假日顺延。标题按原文显示。